Documents you ought to bring to new Pag-IBIG workplace privately:

It is possible to fill in a copy of your most recent ITR that features an excellent BIR stamp. In my opinion for it you to, you are going to need to see your RDO to acquire stamped.

Whenever you are good freelancer or a business owner, you could potentially complete a copy of audited ITR and you will BIR stamp. I did not try this one to once the I was not the one who applied for the borrowed funds and i also didn’t subscribe getting co-debtor, but I do believe this should suggest taking their latest ITR, and just to go on the latest safe front side, the bookkeeping guides, on RDO.

When you’re employed, you could decide to fill in your own formal thirty days pay slip dated at least 3 months just before go out off software. Jay decided to fill out about three so you can secure the deal, haha! The guy also recorded their COE as well as all of them.

It is into the first step. Pag-IBIG will evaluate the distribution to evaluate the eligibility to apply to have property loan.

After you’ve registered such records on the internet, might discovered a message prompting one pay money for the control fee. We paid off Php 1,000. Make certain you print a duplicate of the confirmation of your commission. You are going to need to promote this in order to Pag-IBIG , plus the most other conditions, after you’ve been desired to go to the work environment thanks to email address or a call.

Here you will find the files that you ought to give Pag-IBIG once you’ve been asked to submit your posts privately:

step one. Most of the brand-new duplicates of one’s documents your filed on first process, except for the brand new selfie. You must also have their ID photocopied.

2. A copy of Special Strength of Attorney toward broker. (In the event your online payday loan Oregon manager isnt in the Philippines)

The expense of notarization is dependent on the latest agreed selling price of the home stipulated on the contract to offer.

They’re going to and additionally query to take your photo together with your good ID once again. This time around, it could be their workers who will make try.

Assessment stage

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Due to the fact desk officer seems more your write-ups and notices no inaccuracies, you might be questioned to cover assessment payment. We repaid Php dos,000.

We were advised to attend for a call from off their workers regarding the agenda of the property assessment. What goes on during household appraisal is that they will send agents so you can scan our house to see if they suits their basic and you will conditions.

It titled three days ahead of they went along to. The new appraisers was in fact from the place from the 8AM. It ran within the, checked the new specifications and you can did not really communicate with us that much. They simply ran to examine per space inside your home.

Following that was it. We were informed to attend for their email whether the financing might have been recognized or perhaps not approved; but not, it already warned united states your home we had been looking to pick was in short supply of step 1 meter wide on the requirements.

Mortgage Denied

We gotten an email out-of Pag-IBIG officially proclaiming that new sized the house failed to meet their standards, hence try you to definitely. Which was the end of our very own experience……for the moment.

We considered turning in a letter of reconsideration, nevertheless email address clearly reported that we had to handle the latest question and you may invest in deciding to make the required change, and this we decided not to. Therefore we was required to accept all of our destiny and move on.

Oh well, no less than i’ve gathered a lives skills that individuals can also be include in the long term and teach the high school students if it is the consider pick their house. We were, of course, disappointed, but we shall continue our very own hopes up until i ultimately discover put we could call family.

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