Indicative cost loans so you’re able to personal people

Charge and you can charge

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The fresh new fine print for the home mortgages need you to discovered normal income, personal coverage or pension money and make use of DNB since your informal bank.

Formula regarding productive interest rates

BLU Start:Amount borrowed NOK dos 000 one hundred thousand around 85 % out-of market value. Nominal interest rate step 3.39 % p.good. Annuity loan having active rate of interest step 3,52 % p.a beneficial. together with front-prevent commission NOK 3 190 and instalment fee NOK 65. Cost NOK 990 890, full NOK 2 990 890 over 25 years.

Amount borrowed NOK dos 100 000, affordable interest rate 4.69 % p.a good. to own step 3 12 months fixed price. Annuity mortgage that have effective rate of interest cuatro.87 % p.a beneficial. plus front-prevent fee NOK step three 190 and you can instalment percentage NOK 65. Pricing NOK step one 422 590, totalt NOK step 3 422 590 more than twenty five years.

Auto loan getting young people with down payment thirty five % or even more:Amount borrowed NOK 150 000 as much as 65 % out-of price. Annuity loan having nominal interest rate cuatro.74 % p.an effective., energetic rate of interest six.54 % p.a beneficial. together with front side-prevent payment NOK 2 500 and you will instalment fee NOK 65. Costs NOK twenty-five 484, complete NOK 175 484 more than five years.

Amount borrowed NOK fifty 100000. Affordable interest rate % p.a beneficial. Annuity loan which have energetic rate of interest % p.a. as well as top-stop commission NOK five-hundred and you may instalment payment NOK fifty. Total cost NOK 68 777 over five years.

Fixed-rate home loan Saga:Loan amount NOK 2 000 one hundred thousand, affordable rate of interest cuatro.69 % p.a beneficial. to possess step 3 seasons repaired speed. Annuity financing which have energetic interest rate cuatro.87 % p.an effective. in addition to top-stop fee NOK step three 190 and you may instalment percentage NOK 65. Prices NOK 1 422 590, totalt NOK step 3 422 590 over 25 years.

Car loan Saga and you may Saga Precious metal with thirty five % deposit:Loan amount 150 one hundred thousand NOK up to 65 % from cost. Annuity loan which have affordable interest 4,74 % p.an effective., productive rate of interest 6.49 % p.good. in addition to top-stop fee NOK dos 3 hundred and you may instalment payment NOK 65. Costs NOK twenty-five 259, full NOK 175 259 over five years.

Tale Liquidity set-aside:Loan amount NOK 70 100000. Moderate interest rate %, productive interest % along with side-end payment NOK five hundred. Pricing NOK cuatro 574, full NOK 74 574 over 1 year.

Home loan doing 75 % off ount NOK 2 100 000, up to 75 % from market value. Nominal interest cuatro,29 % p.a beneficial. Annuity financing that have energetic interest cuatro,forty-five % p.good. also front side-avoid commission NOK 3 190 and you can instalment percentage NOK 65. Rates NOK 1 286 390, full NOK step three 286 390 more than twenty five years.

Home collateral credit line:Amount borrowed NOK dos 100000 000, around 75 % from market price. Affordable rate of interest 4,29 % p.a good. Annuity loan which have active interest rate 4,forty-five % p.an effective. as well as front-end percentage NOK step three 190 and you may instalment fee NOK 65. Costs NOK step 3 month payday loans Gantt no credit check one 286 390, overall NOK 3 286 390 more 25 years..

Fixed-rates home mortgage:Amount borrowed NOK 2 one hundred thousand 000 up to 75 % regarding market value. Moderate rate of interest 4.74 % p.a. to possess step three 12 months repaired speed several months. Annuity loan with active rate of interest 4.ninety-five % p.a great. and front-prevent commission NOK step three 190 and you can instalment commission NOK 65. Prices NOK step one 439 690, overall NOK 3 439 690 more 25 years.

Green mortgage loan:Loan amount NOK 2 000 one hundred thousand to 85 % out of market value. Affordable interest step 3.39 % p.an excellent. Annuity mortgage with effective rate of interest 3.52 % p.a good. including front side-end commission NOK step 3 190 and you will instalment commission NOK 65. Prices NOK 990 890, totalt NOK 2 990 890 more than twenty five years.

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